Swain County, North Carolina Property Taxes
Census Bureau ACS property tax data for North Carolina. Population: 4,276.
The median annual property tax in Swain County is $844, which is 41% lower than the North Carolina state average and 56% below the national average. The effective tax rate is 0.40% on a median home value of $209,800. Property taxes represent 1.5% of the median household income in this county.
Median Annual Tax
$844
-41% vs State
-56% vs US
Median Home Value
$209,800
-2% vs State
-1% vs US
Effective Tax Rate
0.40%
-43% vs State
-58% vs US
With vs Without Mortgage
With Mortgage
$941
$78/mo
Without Mortgage
$808
$67/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $844 -0.5% | 0.40% |
| 2022 | $848 +13.1% | 0.47% |
| 2021 | $750 +11.4% | 0.44% |
| 2020 | $673 +8.9% | 0.45% |
| 2019 | $618 | 0.44% |
Tax Burden
Tax-to-Income Ratio
1.5%
of median household income
Median Income
$55,429
per year
Monthly Tax
$70
per month
Other Counties in North Carolina
Clay County
Tax: $1,188/yr Rate: 0.45%
Caldwell County
Tax: $1,112/yr Rate: 0.64%
Sampson County
Tax: $1,051/yr Rate: 0.82%
Cherokee County
Tax: $1,045/yr Rate: 0.50%
Yancey County
Tax: $1,058/yr Rate: 0.48%
Union County
Tax: $2,298/yr Rate: 0.61%
Frequently Asked Questions
What is the average property tax in Swain County, North Carolina? ▼
The median annual property tax in Swain County is $844 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.40% on a median home value of $209,800.
How does Swain County property tax compare to the national average? ▼
Property taxes in Swain County are 56% below the national average of $1,923. The effective rate of 0.40% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Swain County? ▼
In Swain County, homeowners with a mortgage pay a median of $941 in annual property taxes, while homeowners without a mortgage pay $808. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Swain County? ▼
Property taxes in Swain County represent approximately 1.5% of the median household income of $55,429. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.