Clay County, North Carolina Property Taxes
Census Bureau ACS property tax data for North Carolina. Population: 4,024.
The median annual property tax in Clay County is $1,188, which is 17% lower than the North Carolina state average and 38% below the national average. The effective tax rate is 0.45% on a median home value of $263,300. Property taxes represent 2.2% of the median household income in this county.
Median Annual Tax
$1,188
-17% vs State
-38% vs US
Median Home Value
$263,300
+23% vs State
+24% vs US
Effective Tax Rate
0.45%
-36% vs State
-53% vs US
With vs Without Mortgage
With Mortgage
$1,138
$95/mo
Without Mortgage
$1,225
$102/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,188 +7.6% | 0.45% |
| 2022 | $1,104 +16.6% | 0.44% |
| 2021 | $947 +7.2% | 0.45% |
| 2020 | $883 +4.3% | 0.45% |
| 2019 | $847 | 0.47% |
Tax Burden
Tax-to-Income Ratio
2.2%
of median household income
Median Income
$53,645
per year
Monthly Tax
$99
per month
Other Counties in North Carolina
Lee County
Tax: $1,707/yr Rate: 0.80%
Alamance County
Tax: $1,440/yr Rate: 0.65%
Wilson County
Tax: $1,428/yr Rate: 0.83%
Guilford County
Tax: $2,075/yr Rate: 0.88%
Granville County
Tax: $1,694/yr Rate: 0.72%
Jones County
Tax: $926/yr Rate: 0.76%
Frequently Asked Questions
What is the average property tax in Clay County, North Carolina? ▼
The median annual property tax in Clay County is $1,188 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.45% on a median home value of $263,300.
How does Clay County property tax compare to the national average? ▼
Property taxes in Clay County are 38% below the national average of $1,923. The effective rate of 0.45% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Clay County? ▼
In Clay County, homeowners with a mortgage pay a median of $1,138 in annual property taxes, while homeowners without a mortgage pay $1,225. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Clay County? ▼
Property taxes in Clay County represent approximately 2.2% of the median household income of $53,645. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.