Cortland County, New York Property Taxes
Census Bureau ACS property tax data for New York. Population: 12,460.
The median annual property tax in Cortland County is $4,184, which is 11% lower than the New York state average and 118% above the national average. The effective tax rate is 2.65% on a median home value of $158,100. Property taxes represent 6.2% of the median household income in this county.
Median Annual Tax
$4,184
-11% vs State
+118% vs US
Median Home Value
$158,100
-41% vs State
-25% vs US
Effective Tax Rate
2.65%
+29% vs State
+179% vs US
With vs Without Mortgage
With Mortgage
$4,539
$378/mo
Without Mortgage
$3,641
$303/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $4,184 +3.7% | 2.65% |
| 2022 | $4,035 +5.0% | 2.72% |
| 2021 | $3,843 +0.0% | 2.96% |
| 2020 | $3,843 -0.1% | 3.03% |
| 2019 | $3,848 | 3.11% |
Tax Burden
Tax-to-Income Ratio
6.2%
of median household income
Median Income
$67,527
per year
Monthly Tax
$349
per month
Other Counties in New York
Wayne County
Tax: $4,168/yr Rate: 2.55%
Chautauqua County
Tax: $2,846/yr Rate: 2.39%
Erie County
Tax: $4,525/yr Rate: 2.08%
Nassau County
Tax: $10,001/yr Rate: 1.52%
Saratoga County
Tax: $4,843/yr Rate: 1.49%
Montgomery County
Tax: $3,630/yr Rate: 2.56%
Frequently Asked Questions
What is the average property tax in Cortland County, New York? ▼
The median annual property tax in Cortland County is $4,184 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 2.65% on a median home value of $158,100.
How does Cortland County property tax compare to the national average? ▼
Property taxes in Cortland County are 118% above the national average of $1,923. The effective rate of 2.65% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Cortland County? ▼
In Cortland County, homeowners with a mortgage pay a median of $4,539 in annual property taxes, while homeowners without a mortgage pay $3,641. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Cortland County? ▼
Property taxes in Cortland County represent approximately 6.2% of the median household income of $67,527. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.