Saratoga County, New York Property Taxes
Census Bureau ACS property tax data for New York. Population: 72,048.
The median annual property tax in Saratoga County is $4,843, which is 3% higher than the New York state average and 152% above the national average. The effective tax rate is 1.49% on a median home value of $324,800. Property taxes represent 4.9% of the median household income in this county.
Median Annual Tax
$4,843
+3% vs State
+152% vs US
Median Home Value
$324,800
+22% vs State
+54% vs US
Effective Tax Rate
1.49%
-27% vs State
+57% vs US
With vs Without Mortgage
With Mortgage
$5,096
$425/mo
Without Mortgage
$4,339
$362/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $4,843 +3.2% | 1.49% |
| 2022 | $4,692 +6.3% | 1.53% |
| 2021 | $4,413 +4.0% | 1.61% |
| 2020 | $4,244 +2.5% | 1.60% |
| 2019 | $4,139 | 1.60% |
Tax Burden
Tax-to-Income Ratio
4.9%
of median household income
Median Income
$99,653
per year
Monthly Tax
$404
per month
Other Counties in New York
Onondaga County
Tax: $4,805/yr Rate: 2.59%
Broome County
Tax: $3,824/yr Rate: 2.64%
Rockland County
Tax: $10,001/yr Rate: 1.77%
Fulton County
Tax: $3,325/yr Rate: 2.13%
Hamilton County
Tax: $2,369/yr Rate: 0.98%
Putnam County
Tax: $10,001/yr Rate: 2.23%
Frequently Asked Questions
What is the average property tax in Saratoga County, New York? ▼
The median annual property tax in Saratoga County is $4,843 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.49% on a median home value of $324,800.
How does Saratoga County property tax compare to the national average? ▼
Property taxes in Saratoga County are 152% above the national average of $1,923. The effective rate of 1.49% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Saratoga County? ▼
In Saratoga County, homeowners with a mortgage pay a median of $5,096 in annual property taxes, while homeowners without a mortgage pay $4,339. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Saratoga County? ▼
Property taxes in Saratoga County represent approximately 4.9% of the median household income of $99,653. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.