Bay County, Michigan Property Taxes
Census Bureau ACS property tax data for Michigan. Population: 34,299.
The median annual property tax in Bay County is $2,205, which is 5% higher than the Michigan state average and 15% above the national average. The effective tax rate is 1.63% on a median home value of $135,100. Property taxes represent 3.6% of the median household income in this county.
Median Annual Tax
$2,205
+5% vs State
+15% vs US
Median Home Value
$135,100
-26% vs State
-36% vs US
Effective Tax Rate
1.63%
+39% vs State
+72% vs US
With vs Without Mortgage
With Mortgage
$2,280
$190/mo
Without Mortgage
$2,110
$176/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $2,205 +5.5% | 1.63% |
| 2022 | $2,091 +7.1% | 1.67% |
| 2021 | $1,952 +4.1% | 1.77% |
| 2020 | $1,875 +1.7% | 1.76% |
| 2019 | $1,843 | 1.81% |
Tax Burden
Tax-to-Income Ratio
3.6%
of median household income
Median Income
$60,523
per year
Monthly Tax
$184
per month
Other Counties in Michigan
Hillsdale County
Tax: $1,644/yr Rate: 0.96%
Van Buren County
Tax: $2,444/yr Rate: 1.29%
Lapeer County
Tax: $2,185/yr Rate: 0.95%
Ottawa County
Tax: $3,078/yr Rate: 1.06%
Roscommon County
Tax: $1,552/yr Rate: 1.05%
Clinton County
Tax: $3,048/yr Rate: 1.25%
Frequently Asked Questions
What is the average property tax in Bay County, Michigan? ▼
The median annual property tax in Bay County is $2,205 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.63% on a median home value of $135,100.
How does Bay County property tax compare to the national average? ▼
Property taxes in Bay County are 15% above the national average of $1,923. The effective rate of 1.63% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Bay County? ▼
In Bay County, homeowners with a mortgage pay a median of $2,280 in annual property taxes, while homeowners without a mortgage pay $2,110. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Bay County? ▼
Property taxes in Bay County represent approximately 3.6% of the median household income of $60,523. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.