Ottawa County, Michigan Property Taxes
Census Bureau ACS property tax data for Michigan. Population: 86,362.
The median annual property tax in Ottawa County is $3,078, which is 46% higher than the Michigan state average and 60% above the national average. The effective tax rate is 1.06% on a median home value of $291,200. Property taxes represent 3.5% of the median household income in this county.
Median Annual Tax
$3,078
+46% vs State
+60% vs US
Median Home Value
$291,200
+60% vs State
+38% vs US
Effective Tax Rate
1.06%
-9% vs State
+12% vs US
With vs Without Mortgage
With Mortgage
$3,196
$266/mo
Without Mortgage
$2,921
$243/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,078 +4.8% | 1.06% |
| 2022 | $2,936 +6.4% | 1.09% |
| 2021 | $2,760 +4.2% | 1.21% |
| 2020 | $2,649 +3.8% | 1.27% |
| 2019 | $2,552 | 1.33% |
Tax Burden
Tax-to-Income Ratio
3.5%
of median household income
Median Income
$87,144
per year
Monthly Tax
$257
per month
Other Counties in Michigan
Mason County
Tax: $2,203/yr Rate: 1.11%
Isabella County
Tax: $2,180/yr Rate: 1.32%
Charlevoix County
Tax: $2,408/yr Rate: 0.99%
Midland County
Tax: $2,771/yr Rate: 1.50%
Kalkaska County
Tax: $1,545/yr Rate: 0.89%
Oceana County
Tax: $1,916/yr Rate: 1.14%
Frequently Asked Questions
What is the average property tax in Ottawa County, Michigan? ▼
The median annual property tax in Ottawa County is $3,078 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.06% on a median home value of $291,200.
How does Ottawa County property tax compare to the national average? ▼
Property taxes in Ottawa County are 60% above the national average of $1,923. The effective rate of 1.06% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Ottawa County? ▼
In Ottawa County, homeowners with a mortgage pay a median of $3,196 in annual property taxes, while homeowners without a mortgage pay $2,921. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Ottawa County? ▼
Property taxes in Ottawa County represent approximately 3.5% of the median household income of $87,144. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.