Stephenson County, Illinois Property Taxes
Census Bureau ACS property tax data for Illinois. Population: 13,824.
The median annual property tax in Stephenson County is $3,140, which is 13% higher than the Illinois state average and 63% above the national average. The effective tax rate is 2.46% on a median home value of $127,500. Property taxes represent 5.1% of the median household income in this county.
Median Annual Tax
$3,140
+13% vs State
+63% vs US
Median Home Value
$127,500
-13% vs State
-40% vs US
Effective Tax Rate
2.46%
+34% vs State
+159% vs US
With vs Without Mortgage
With Mortgage
$3,375
$281/mo
Without Mortgage
$2,925
$244/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,140 +3.1% | 2.46% |
| 2022 | $3,047 +7.6% | 2.50% |
| 2021 | $2,831 +4.7% | 2.72% |
| 2020 | $2,704 +0.6% | 2.71% |
| 2019 | $2,688 | 2.75% |
Tax Burden
Tax-to-Income Ratio
5.1%
of median household income
Median Income
$61,943
per year
Monthly Tax
$262
per month
Other Counties in Illinois
Wayne County
Tax: $1,670/yr Rate: 1.53%
Rock Island County
Tax: $3,372/yr Rate: 2.33%
Jackson County
Tax: $2,385/yr Rate: 1.91%
Macoupin County
Tax: $1,990/yr Rate: 1.58%
Cumberland County
Tax: $2,068/yr Rate: 1.76%
Wabash County
Tax: $1,528/yr Rate: 1.47%
Frequently Asked Questions
What is the average property tax in Stephenson County, Illinois? ▼
The median annual property tax in Stephenson County is $3,140 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 2.46% on a median home value of $127,500.
How does Stephenson County property tax compare to the national average? ▼
Property taxes in Stephenson County are 63% above the national average of $1,923. The effective rate of 2.46% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Stephenson County? ▼
In Stephenson County, homeowners with a mortgage pay a median of $3,375 in annual property taxes, while homeowners without a mortgage pay $2,925. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Stephenson County? ▼
Property taxes in Stephenson County represent approximately 5.1% of the median household income of $61,943. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.