Spotsylvania County, Virginia Property Taxes
Census Bureau ACS property tax data for Virginia. Population: 40,850.
The median annual property tax in Spotsylvania County is $2,263, which is 15% higher than the Virginia state average and 18% above the national average. The effective tax rate is 0.60% on a median home value of $375,000. Property taxes represent 2.1% of the median household income in this county.
Median Annual Tax
$2,263
+15% vs State
+18% vs US
Median Home Value
$375,000
+35% vs State
+77% vs US
Effective Tax Rate
0.60%
-10% vs State
-37% vs US
With vs Without Mortgage
With Mortgage
$2,304
$192/mo
Without Mortgage
$2,107
$176/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $2,263 +3.4% | 0.60% |
| 2022 | $2,189 +8.7% | 0.63% |
| 2021 | $2,014 +3.9% | 0.65% |
| 2020 | $1,938 +2.8% | 0.67% |
| 2019 | $1,885 | 0.66% |
Tax Burden
Tax-to-Income Ratio
2.1%
of median household income
Median Income
$109,576
per year
Monthly Tax
$189
per month
Other Counties in Virginia
Shenandoah County
Tax: $1,451/yr Rate: 0.55%
Amelia County
Tax: $1,034/yr Rate: 0.43%
Southampton County
Tax: $1,380/yr Rate: 0.66%
Rappahannock County
Tax: $2,787/yr Rate: 0.57%
Bedford County
Tax: $1,265/yr Rate: 0.46%
Augusta County
Tax: $1,379/yr Rate: 0.49%
Frequently Asked Questions
What is the average property tax in Spotsylvania County, Virginia? ▼
The median annual property tax in Spotsylvania County is $2,263 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.60% on a median home value of $375,000.
How does Spotsylvania County property tax compare to the national average? ▼
Property taxes in Spotsylvania County are 18% above the national average of $1,923. The effective rate of 0.60% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Spotsylvania County? ▼
In Spotsylvania County, homeowners with a mortgage pay a median of $2,304 in annual property taxes, while homeowners without a mortgage pay $2,107. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Spotsylvania County? ▼
Property taxes in Spotsylvania County represent approximately 2.1% of the median household income of $109,576. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.