Schoharie County, New York Property Taxes
Census Bureau ACS property tax data for New York. Population: 9,662.
The median annual property tax in Schoharie County is $3,977, which is 16% lower than the New York state average and 107% above the national average. The effective tax rate is 2.19% on a median home value of $182,000. Property taxes represent 5.6% of the median household income in this county.
Median Annual Tax
$3,977
-16% vs State
+107% vs US
Median Home Value
$182,000
-32% vs State
-14% vs US
Effective Tax Rate
2.19%
+7% vs State
+131% vs US
With vs Without Mortgage
With Mortgage
$4,334
$361/mo
Without Mortgage
$3,660
$305/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,977 +1.2% | 2.19% |
| 2022 | $3,931 +5.2% | 2.32% |
| 2021 | $3,735 +6.6% | 2.46% |
| 2020 | $3,504 +2.2% | 2.46% |
| 2019 | $3,427 | 2.37% |
Tax Burden
Tax-to-Income Ratio
5.6%
of median household income
Median Income
$71,188
per year
Monthly Tax
$331
per month
Other Counties in New York
Washington County
Tax: $3,852/yr Rate: 2.08%
Onondaga County
Tax: $4,805/yr Rate: 2.59%
Niagara County
Tax: $4,052/yr Rate: 2.28%
Herkimer County
Tax: $3,067/yr Rate: 2.27%
Greene County
Tax: $4,116/yr Rate: 1.66%
Dutchess County
Tax: $7,226/yr Rate: 1.96%
Frequently Asked Questions
What is the average property tax in Schoharie County, New York? ▼
The median annual property tax in Schoharie County is $3,977 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 2.19% on a median home value of $182,000.
How does Schoharie County property tax compare to the national average? ▼
Property taxes in Schoharie County are 107% above the national average of $1,923. The effective rate of 2.19% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Schoharie County? ▼
In Schoharie County, homeowners with a mortgage pay a median of $4,334 in annual property taxes, while homeowners without a mortgage pay $3,660. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Schoharie County? ▼
Property taxes in Schoharie County represent approximately 5.6% of the median household income of $71,188. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.