Otsego County, Michigan Property Taxes
Census Bureau ACS property tax data for Michigan. Population: 8,577.
The median annual property tax in Otsego County is $1,751, which is 17% lower than the Michigan state average and 9% below the national average. The effective tax rate is 0.89% on a median home value of $196,500. Property taxes represent 2.6% of the median household income in this county.
Median Annual Tax
$1,751
-17% vs State
-9% vs US
Median Home Value
$196,500
+8% vs State
-7% vs US
Effective Tax Rate
0.89%
-24% vs State
-6% vs US
With vs Without Mortgage
With Mortgage
$1,785
$149/mo
Without Mortgage
$1,713
$143/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,751 +3.4% | 0.89% |
| 2022 | $1,693 +4.3% | 0.95% |
| 2021 | $1,623 +7.1% | 1.04% |
| 2020 | $1,516 +1.8% | 1.03% |
| 2019 | $1,489 | 1.07% |
Tax Burden
Tax-to-Income Ratio
2.6%
of median household income
Median Income
$67,285
per year
Monthly Tax
$146
per month
Other Counties in Michigan
Branch County
Tax: $1,813/yr Rate: 1.23%
Menominee County
Tax: $1,470/yr Rate: 1.03%
Iron County
Tax: $1,459/yr Rate: 1.44%
Gladwin County
Tax: $1,813/yr Rate: 1.18%
Lenawee County
Tax: $2,412/yr Rate: 1.33%
Wexford County
Tax: $1,868/yr Rate: 1.17%
Frequently Asked Questions
What is the average property tax in Otsego County, Michigan? ▼
The median annual property tax in Otsego County is $1,751 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.89% on a median home value of $196,500.
How does Otsego County property tax compare to the national average? ▼
Property taxes in Otsego County are 9% below the national average of $1,923. The effective rate of 0.89% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Otsego County? ▼
In Otsego County, homeowners with a mortgage pay a median of $1,785 in annual property taxes, while homeowners without a mortgage pay $1,713. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Otsego County? ▼
Property taxes in Otsego County represent approximately 2.6% of the median household income of $67,285. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.