Oldham County, Kentucky Property Taxes
Census Bureau ACS property tax data for Kentucky. Population: 19,774.
The median annual property tax in Oldham County is $3,454, which is 216% higher than the Kentucky state average and 80% above the national average. The effective tax rate is 0.92% on a median home value of $375,000. Property taxes represent 2.8% of the median household income in this county.
Median Annual Tax
$3,454
+216% vs State
+80% vs US
Median Home Value
$375,000
+150% vs State
+77% vs US
Effective Tax Rate
0.92%
+28% vs State
-3% vs US
With vs Without Mortgage
With Mortgage
$3,646
$304/mo
Without Mortgage
$3,056
$255/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,454 +4.7% | 0.92% |
| 2022 | $3,300 +7.9% | 0.92% |
| 2021 | $3,058 +5.1% | 0.97% |
| 2020 | $2,910 +4.6% | 0.97% |
| 2019 | $2,783 | 0.99% |
Tax Burden
Tax-to-Income Ratio
2.8%
of median household income
Median Income
$121,491
per year
Monthly Tax
$288
per month
Other Counties in Kentucky
Boyle County
Tax: $1,712/yr Rate: 0.85%
Carlisle County
Tax: $887/yr Rate: 0.85%
Campbell County
Tax: $2,495/yr Rate: 1.06%
Jefferson County
Tax: $2,023/yr Rate: 0.85%
Hickman County
Tax: $756/yr Rate: 0.82%
Rockcastle County
Tax: $574/yr Rate: 0.48%
Frequently Asked Questions
What is the average property tax in Oldham County, Kentucky? ▼
The median annual property tax in Oldham County is $3,454 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.92% on a median home value of $375,000.
How does Oldham County property tax compare to the national average? ▼
Property taxes in Oldham County are 80% above the national average of $1,923. The effective rate of 0.92% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Oldham County? ▼
In Oldham County, homeowners with a mortgage pay a median of $3,646 in annual property taxes, while homeowners without a mortgage pay $3,056. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Oldham County? ▼
Property taxes in Oldham County represent approximately 2.8% of the median household income of $121,491. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.