Cumberland County, New Jersey Property Taxes
Census Bureau ACS property tax data for New Jersey. Population: 34,966.
The median annual property tax in Cumberland County is $5,048, which is 41% lower than the New Jersey state average and 163% above the national average. The effective tax rate is 2.46% on a median home value of $205,600. Property taxes represent 7.8% of the median household income in this county.
Median Annual Tax
$5,048
-41% vs State
+163% vs US
Median Home Value
$205,600
-49% vs State
-3% vs US
Effective Tax Rate
2.46%
+11% vs State
+159% vs US
With vs Without Mortgage
With Mortgage
$5,183
$432/mo
Without Mortgage
$4,895
$408/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $5,048 +1.2% | 2.46% |
| 2022 | $4,986 +6.7% | 2.58% |
| 2021 | $4,671 +4.0% | 2.77% |
| 2020 | $4,490 +0.7% | 2.70% |
| 2019 | $4,458 | 2.74% |
Tax Burden
Tax-to-Income Ratio
7.8%
of median household income
Median Income
$64,499
per year
Monthly Tax
$421
per month
Other Counties in New Jersey
Bergen County
Tax: $10,001/yr Rate: 1.69%
Hudson County
Tax: $9,413/yr Rate: 1.85%
Atlantic County
Tax: $6,749/yr Rate: 2.47%
Union County
Tax: $10,001/yr Rate: 2.05%
Somerset County
Tax: $10,001/yr Rate: 1.91%
Warren County
Tax: $8,156/yr Rate: 2.52%
Frequently Asked Questions
What is the average property tax in Cumberland County, New Jersey? ▼
The median annual property tax in Cumberland County is $5,048 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 2.46% on a median home value of $205,600.
How does Cumberland County property tax compare to the national average? ▼
Property taxes in Cumberland County are 163% above the national average of $1,923. The effective rate of 2.46% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Cumberland County? ▼
In Cumberland County, homeowners with a mortgage pay a median of $5,183 in annual property taxes, while homeowners without a mortgage pay $4,895. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Cumberland County? ▼
Property taxes in Cumberland County represent approximately 7.8% of the median household income of $64,499. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.