Cumberland County, North Carolina Property Taxes
Census Bureau ACS property tax data for North Carolina. Population: 68,742.
The median annual property tax in Cumberland County is $1,823, which is 27% higher than the North Carolina state average and 5% below the national average. The effective tax rate is 0.99% on a median home value of $183,700. Property taxes represent 3.1% of the median household income in this county.
Median Annual Tax
$1,823
+27% vs State
-5% vs US
Median Home Value
$183,700
-14% vs State
-13% vs US
Effective Tax Rate
0.99%
+41% vs State
+4% vs US
With vs Without Mortgage
With Mortgage
$1,958
$163/mo
Without Mortgage
$1,545
$129/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,823 +3.2% | 0.99% |
| 2022 | $1,767 +6.1% | 1.06% |
| 2021 | $1,665 +3.5% | 1.15% |
| 2020 | $1,608 +2.6% | 1.15% |
| 2019 | $1,567 | 1.16% |
Tax Burden
Tax-to-Income Ratio
3.1%
of median household income
Median Income
$58,780
per year
Monthly Tax
$152
per month
Other Counties in North Carolina
Wilson County
Tax: $1,428/yr Rate: 0.83%
Washington County
Tax: $1,202/yr Rate: 1.12%
Northampton County
Tax: $1,232/yr Rate: 1.21%
Gates County
Tax: $1,273/yr Rate: 0.78%
Franklin County
Tax: $1,732/yr Rate: 0.72%
Rowan County
Tax: $1,411/yr Rate: 0.65%
Frequently Asked Questions
What is the average property tax in Cumberland County, North Carolina? ▼
The median annual property tax in Cumberland County is $1,823 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.99% on a median home value of $183,700.
How does Cumberland County property tax compare to the national average? ▼
Property taxes in Cumberland County are 5% below the national average of $1,923. The effective rate of 0.99% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Cumberland County? ▼
In Cumberland County, homeowners with a mortgage pay a median of $1,958 in annual property taxes, while homeowners without a mortgage pay $1,545. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Cumberland County? ▼
Property taxes in Cumberland County represent approximately 3.1% of the median household income of $58,780. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.