Cumberland County, Kentucky Property Taxes
Census Bureau ACS property tax data for Kentucky. Population: 1,756.
The median annual property tax in Cumberland County is $786, which is 28% lower than the Kentucky state average and 59% below the national average. The effective tax rate is 0.61% on a median home value of $128,600. Property taxes represent 2.0% of the median household income in this county.
Median Annual Tax
$786
-28% vs State
-59% vs US
Median Home Value
$128,600
-14% vs State
-39% vs US
Effective Tax Rate
0.61%
-15% vs State
-36% vs US
With vs Without Mortgage
With Mortgage
$894
$75/mo
Without Mortgage
$734
$61/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $786 -3.0% | 0.61% |
| 2022 | $810 +8.1% | 0.64% |
| 2021 | $749 +8.7% | 0.69% |
| 2020 | $689 +18.2% | 0.63% |
| 2019 | $583 | 0.65% |
Tax Burden
Tax-to-Income Ratio
2.0%
of median household income
Median Income
$39,662
per year
Monthly Tax
$66
per month
Other Counties in Kentucky
Green County
Tax: $752/yr Rate: 0.63%
Lawrence County
Tax: $733/yr Rate: 0.68%
Taylor County
Tax: $1,174/yr Rate: 0.72%
Rockcastle County
Tax: $574/yr Rate: 0.48%
Wayne County
Tax: $703/yr Rate: 0.58%
Montgomery County
Tax: $1,222/yr Rate: 0.75%
Frequently Asked Questions
What is the average property tax in Cumberland County, Kentucky? ▼
The median annual property tax in Cumberland County is $786 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.61% on a median home value of $128,600.
How does Cumberland County property tax compare to the national average? ▼
Property taxes in Cumberland County are 59% below the national average of $1,923. The effective rate of 0.61% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Cumberland County? ▼
In Cumberland County, homeowners with a mortgage pay a median of $894 in annual property taxes, while homeowners without a mortgage pay $734. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Cumberland County? ▼
Property taxes in Cumberland County represent approximately 2.0% of the median household income of $39,662. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.