Clay County, Illinois Property Taxes
Census Bureau ACS property tax data for Illinois. Population: 4,383.
The median annual property tax in Clay County is $1,523, which is 45% lower than the Illinois state average and 21% below the national average. The effective tax rate is 1.62% on a median home value of $94,300. Property taxes represent 2.7% of the median household income in this county.
Median Annual Tax
$1,523
-45% vs State
-21% vs US
Median Home Value
$94,300
-35% vs State
-55% vs US
Effective Tax Rate
1.62%
-11% vs State
+71% vs US
With vs Without Mortgage
With Mortgage
$1,902
$159/mo
Without Mortgage
$809
$67/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,523 -6.5% | 1.62% |
| 2022 | $1,629 +3.6% | 1.57% |
| 2021 | $1,573 +7.5% | 1.68% |
| 2020 | $1,463 +1.2% | 1.73% |
| 2019 | $1,445 | 1.71% |
Tax Burden
Tax-to-Income Ratio
2.7%
of median household income
Median Income
$57,266
per year
Monthly Tax
$127
per month
Other Counties in Illinois
Moultrie County
Tax: $2,316/yr Rate: 1.91%
Kendall County
Tax: $7,556/yr Rate: 2.53%
Shelby County
Tax: $1,955/yr Rate: 1.50%
Logan County
Tax: $2,315/yr Rate: 1.84%
Alexander County
Tax: $966/yr Rate: 1.65%
LaSalle County
Tax: $3,336/yr Rate: 2.15%
Frequently Asked Questions
What is the average property tax in Clay County, Illinois? ▼
The median annual property tax in Clay County is $1,523 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.62% on a median home value of $94,300.
How does Clay County property tax compare to the national average? ▼
Property taxes in Clay County are 21% below the national average of $1,923. The effective rate of 1.62% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Clay County? ▼
In Clay County, homeowners with a mortgage pay a median of $1,902 in annual property taxes, while homeowners without a mortgage pay $809. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Clay County? ▼
Property taxes in Clay County represent approximately 2.7% of the median household income of $57,266. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.